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Dreamworks , a company based in Karachi , ( no other information is given on webpage )  has joined hands with Microsoft Devices Pakistan to provide Lumia devices on installments and is being promoted on LumiaPakistan Facebook page .

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After visiting the Dreamworks page and looking at different devices on offer , here is the conclusion.

  • The starting prices on cash are almost as per the market price
  • The installment period is of 12 months
  • For Lumia 830 , costing Rs 45,400 cash , you’ll end up paying Rs 52,260- or 15 % extra
  • For Lumia 730, costing Rs 28,950 cash , you’ll end up paying Rs. 33,096 – or 14.32 % additional.

So for those looking to get a Lumia 830 and 730 but can’t afford the full price , it seems like a good deal , other terms and conditions to get the phone in installments as per Dreamworks are

We require the following documents to proceed with the transaction.

  1.  Application Form (available at our store) required to be filled in by the applicant.
  2.  Copy of CNIC.
  3.  One recent passport size photograph.
  4.  Advance Payment required in cash or through crossed cheque. 
  5.  Post dated cheques.
  6.  One personal guarantor required on your behalf, who is a permanent resident of Karachi and working for either a bank or a multinational company or a professional doctor, engineer, faculty member, architect, chartered/cost/accountant.
  7.  Copy of recent salary slip.

Important Notes:

  1.  The installment facility is only for salaried individuals.
  2.  The monthly installment amount should not exceed 1/10th of your net take home salary.
  3.  Guarantee of blood relative will not be accepted.
  4.  Post –dated cheques shold be drawn in karachi only.
  5.  Initial Payment in Cash/Cheque/PO only, credit card, cheques, prize bonds and other mode of payment will not be accepted.
  6.  Management reserves the right to reject an application request for any reason whatsoever. in case the form is rejected, down payment will be refunded through crossed cheque in the name of customer only. Amount will not be refunded in cash.
  7.  In case installments cheque is bounced/returned unpaid by the bank for any reason whatsoever, customer will have to pay cash against that installment along with cheque bounce/returned charges of 500/- Cheque once bounced/returned will not be presented again in the bank.
  8.  These installment offer are limited to karachi only.

Will you get a Lumia on installments , do let us know in comments.